Your CCJ Mortgage Expert: Let’s land your dream home

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Having a County Court Judgment (CCJ) or default registered against you can damage your credit rating, with your bank or building society among the first to give you the cold shoulder.

That doesn’t mean you have to end your search for the right mortgage.

With access to the whole of the market, CCJ Mortgage Expert has helped many individuals, couples and families overcome tricky situations to purchase their dream homes. As one of the leading bad credit mortgage brokers in the UK, many people come to us to find out whether they can obtain a mortgage with a CCJ, and the answer is often yes.


There are a growing number of specialist lenders who take on a fact-checking approach, looking beyond your credit score to learn more about you. With a highly trained and experienced team, we secure mortgages with CCJs on a daily basis. By gaining a deep understanding on your current situation, we can recommend the best possible deals, whilst taking all the costs and features of each mortgage product into account.

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Discover mortgage lenders who look beyond unsatisfied CCJs

Every lender has a different criteria for CCJs but the majority will pay careful attention to the amount
owned, the date the CCJ was registered and the number of CCJs you have in total.

Having already helped many individuals like you, including those with satisfied and unsatisfied CCJs, we’ve become highly recommended in our industry, and these are just a few of the reasons prospective homeowners and home movers rely on CCJ Mortgage Expert for specialist advice:

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    Over a decade of experience in CCJ mortgages.
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    Helping people find the right rates to suit their budget.
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    Access to the whole of the mortgage market.
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    No obligation advice and absolutely no pressure from us.
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    Access to lenders who look beyond satisfied and unsatisfied CCJs.
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    We’ve received many kind words from customers across the UK.
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    We’re nominated for industry awards each and every year.
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    We save you time, money and heartache.
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    Carrying out all checks on your behalf.

Access a multitude of CCJ mortgage lenders

Even if your CCJ is less than 6 years old, you may be eligible for a mortgage with as little as a 5% deposit, with loans from £25,000 and absolutely no credit scoring. You may even be eligible for Help to Buy (HTB) schemes, Buy to Let (BTL) schemes and First Time Buyer (FTB) schemes. With a CCJ older than 6 years old, you will potentially be able to access high street interest rates as well as Right To Buy Mortgages with no deposit and Shared Ownership Purchases.

Deciding to buy a property is a huge step and it’s important to remember that mortgages can be complicated even at the best of times, but CCJ Mortgage Expert can help smooth the bumps on your journey to buying a home, searching the whole of the market to compare the different deals that are available to you. We can also ensure your mortgage application is processed quickly, efficiently and accurately, giving you the best possible chance of success.


CCJ Mortgage Expert has successfully helped many people like you, whether it’s by obtaining a mortgage or simply by advising when and how best to prepare for one in the future. So if you’d like to learn more about us and how we can help move closer to your dream of climbing the property ladder, please call us today on 01582 405010,
or send us a message and we’ll get back to you as soon as possible.