Free help and advice at your fingertips

Whether you’re hoping to buy your first home or looking to upgrade to a more spacious family house as you begin your journey into parenthood, we can provide free expert advice, helping you make sense of the many mortgage options.

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CCJ Mortgage Expert specialise in helping the many thousands of people suffering from bad credit, including CCJs, defaults, poor credit scores and missed repayments. So whether you’re looking to learn more about buying a house with an unsatisfied CCJ or moving into a new property with a default registered against you, we can give you access to the best deals out there, and we can even do all the paperwork on your behalf.

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Having provided free mortgage advice to thousands of people across the UK, we’re only focused on your needs, taking your budget, current situation and goals into account. Whether you’d prefer to learn more about us over the phone or face-to-face, we can ensure you get the right advice from our first phone call, email or face-to-face meeting.


Speak to us today and enhance your chances of success

From first time buyers to remortgages and next time buyers, we’ve helped thousands of people throughout the UK navigate the home buying process. The majority of lenders will constantly tweak their policy and procedures but we’ve been working in this particular market each and every day for more than 10 years. So if you’re looking for free advice and support, we’re best placed to give you the right information, helping you overcome a difficult scenario to fulfill your dream of buying a home.

Our free advice is not only designed to help prospective homeowners prepare for the journey ahead, but it can also help you quickly understand the amount you may be able to borrow, whilst cutting through the jargon to answer any questions you may have. CCJ Mortgage Expert offers guidance on a broad range of topics including Help to Buy (HTB) mortgages, Buy to Let (BTL), First Time Buyer (FTB) and remortgaging. Even if you’re not looking for a mortgage right now or have only just begun thinking about buying a home, we would be glad to chat about your vision for the future over a cup of tea or coffee.

Free advice from start to finish

Mortgages are incredibly complex but we can help you answer some of those all-important questions, such as:

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    Can I get a mortgage with a CCJ?
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    How much can I borrow?
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    How much deposit will be required?
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    What will the repayments be?
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    Should I choose a fixed-rate or an adjustable-rate mortgage?
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    Is it best to "lock" my interest rate?
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    How can I seal the deal?


If you’ve had a CCJ or default registered against you and are contemplating your future prospects of buying a house, please call our friendly advisors today
on 01582 405010,
or send us a message and we’ll be back in touch as soon as possible.