Meet the team

With decades of experience comparing, arranging and processing specialist mortgages for customers throughout the UK, our dependable team of advisors has grown considerably over the years. We’re one of the few nationwide mortgage teams who will take the time to sit down with you face-to-face to learn more about your unique situation. Our advice is tailored to you needs, so whether you have a CCJ registered against you, a low credit score, a default or no credit history whatsoever, we can help you navigate the hectic and highly complex mortgage world, answering your many questions whilst providing complete market access to ensure you get the best possible deal.

img description

We’re incredibly excited to be adding many new faces to our growing family in the near future, but you can learn more about our team by reading through each of the bios below.

Ryan Radford -Managing Director & Mortgage Expert

With over 25 years’ of working in mortgages. His wealth of experience in mortgage and debt advice and deep understanding of client’s situations, makes him quite comfortable in saying he is the one in the office who knows it all. In his spare time he enjoys bike riding and spending time with his wife and 2 sons.

Damon Palmer - Director

Damon has over 18 years experience of working in the specialist mortgage sector and over 33 years in total within Financial Services. He keeps us all on the straight and narrow and ensures that our clients receive the best and most appropriate advice from our Mortgage Specialists. With responsibilities that include Compliance & Regulation, IT, Administration and Finance he really does keep the office ticking over. He also has responsibility for maintaining relationships with Lenders and seeking out new ones to ensure that we have all the mortgage options available to recommend to our clients. When he finds some spare time, Damon enjoys going to football matches, photography and travelling around the UK and abroad.

Mike Jones - Mortgage Expert

Sadly our friend and colleague Mike Jones passed away at the end of 2019 following a short battle with cancer. Mike had been a Mortgage Adviser and much valued member of the team here at Zebra for nearly 9 years and in that time had helped hundreds of people achieve their dreams, especially those with past financial problems. Mike will be deeply missed by us all here at CCJ Mortgage Expert and by his clients, family and friends.

Darryl Dhoffer – Mortgage Expert

Darryl has been in financial services since 2005, initially in marketing and PR and has over 5 years’ experience in mortgages and protection. He is an expert in all types of mortgages specialising in buy to lets, including Ltd Company and complex self-employed mortgages, along with all other traditional mortgages. Father of 2 children and a keen golfer.

Kevin Bushby - Protection Consultant

Kevin has been in Financial Services since 1989 and gained part of his experience in South Africa, the home of Critical Illness. He is the protection “connection” in the office and loves helping clients sort their protection needs either at a new mortgage stage or a general review. He believes understanding the protection benefits provided in today’s market are of the utmost importance. In his spare time, after family and grandchildren, he is an avid follower of F1 and tries to attend a different race each year.

Carol Hare - Mortgage & Protection Administrator

Carol has worked for us for many years (almost part of the furniture, some say!), the back bone of the company! She is the force that keeps us all in check. Equally brilliant in dealing with the company accounts as she is dealing with lenders, solicitors and clients. In her spare time, she likes walking and socialising with family and friends and is a brilliant Nana, mum and wife.

Lorraine Slade - Mortgage & Protection Administrator

Lorraine has been with us since 2016. Previously spent 15 years at the Nationwide Building as a Mortgage Consultant. She is passionate about her work and always ensures that our client’s mortgage applications go through as smoothly as possible, taking away much of the stresses our client’s may face in the process. She is also our resident buildings and contents insurance specialist. In her spare time Lorraine likes to spend time with her granddaughter, travel and has a keen interest in archaeology.

Sophie Smith - Mortgage & Protection Administrator

Sophie is the youngest member of the team, covering Andrew and Darryl’s mortgage administration, she certainly keeps these 2 in check! Having previously worked as an administrator since she left college, she joined CCJ Mortgage Expert for a more challenging experience. Sophie enjoys spending her spare time with family and friends.


To learn more about us and how we can help you, please call CCJ Mortgage Expert today
on 01582 405010,
or send us a message and we’ll be back in touch as soon as possible.