CCJ Mortgage Brokers

Whether you’re looking to buy your first home, move to a bigger property or remortgage, we provide access to the wider mortgage market.

Get a Mortgage even with a CCJ

Your CCJ Mortgage Expert: Let’s land your dream home

For over a decade, CCJ Mortgage Expert has helped countless aspiring homeowners obtain mortgages. With banks and building societies continuing to tighten their requirements, you may feel your chances of getting a mortgage are slim, especially if you’ve had a CCJ or a default registered against you.

Fortunately, there are a growing number of lenders approving mortgages for people with CCJs. We have access to exclusive ranges of products from specialist lenders, some of which you and other mortgage advisers may not be aware of. With a highly qualified and experienced team, CCJ Mortgage Expert has helped many people take control of their finances, realising their dreams of becoming home owners or home movers.

Whatever your circumstances, we’ll strive to secure you the best possible deal, offering impartial advice and guidance every step of the way. Whether you’re looking to buy your first home, move to a bigger property or remortgage at a better rate, we can provide access to the wider mortgage market.

See how you can get a CCJ Mortgage

Default or CCJ? There may be no reason to delay

Buying a house is a huge step and it should be an exciting period in your life. It’s easy to feel bogged down when you have a CCJ or default on your credit file, but obtaining a mortgage can be complex even at the best of times.

That’s why it’s important to obtain the right advice. Here at CCJ Mortgage Expert, we make it easier for you to find a mortgage that’s built around your needs, offering access to specialist lenders who look beyond the crudeness of a credit score. Even if you have a CCJ that’s under 6 years old, you can potentially be eligible for a mortgage with as little as a 5% deposit, with loans from £25,000. We also offer expert help for those considering Help to Buy, Help to Let and First Time Buyer schemes.

For those who have CCJs beyond the 6-year period, we can potentially deliver high street interest rates and Right to Buy mortgages with absolutely no deposit. We’re able to check your eligibility quickly and easily and you only need to read through our testimonials to see how we’ve helped smooth the process of obtaining a mortgage for many people in the past, keeping ambitious long-term goals alive.

client testimonials

“I can’t thank you enough, you did what other professionals said wasn’t possible! I know i haven’t been the easiest client and its been far from plain sailing but i really do appreciate all you have done. I will be in this week to personally thank you and give chat. Will get them forms sorted and invoice paid tomorrow. Im out all day today. THANK YOU!!!!!!!!!!!!!!!! ” Aiden

“Just a little email to say thank you very much for all your help throughout our house process. You and the team at Zebra were so helpful and made things a little easier for us during the stressful time haha! You were always there when we had lots of questions. Once again thankyou :)!” Elle & Callum

“Ryan, I also wanted to say a huge thank you for all your help and support over the past few weeks. Both you and Lorraine have both been great and made this whole process a lot easier than I expected. Thank you so much and although I am not hoping to do this again - if I did have to I would have no doubt in calling you and will be recommending you to anyone who needs financial help.” Sarah

“Just a little email to say thank you very much for all your help throughout our house process. You and the team at Zebra were so helpful and made things a little easier for us during the stressful time haha! You were always there when we had lots of questions. Once again thankyou :)!” Elle & Callum

Leading Brokers Specialising in Bad Credit Mortgages

Whether you have a poor credit score, an unsatisfied CCJ, an IVA or a default, we can provide access to alternative mortgages.

Rather than looking solely at your credit score like most high street banks, specialist lenders take the time to obtain the full picture of your circumstances, asking questions where clarification is needed. Whatever your situation, you’re certainly not alone, and we’ve helped hundreds of people overcome tricky financial situations, including:

No credit history
Low credit score
Missed mortgage

Defaults
CCJs
IVAs

Debt management schemes
Bankruptcy
Payday Loans

WHY CHOOSE US?

Having been specialising in mortgages for people who have CCJs or defaults since 2009, it’s highly likely we’ve already helped many people like you.

A bad credit score, a default or a CCJ doesn’t have to end your dream of buying a home. If you’d like to learn more about how we can help you get the best deal, whatever your background or situation, please call us today on 0800 488 0004, or send us a message and we’ll be back in touch as soon as possible.

Here are just a few of the key reasons why hopeful homeowners and home movers put their faith in CCJ Mortgage Expert:

Established in 2009
Access to the whole of the market
No obligation advice and absolutely no pressure from us
A reputation as leading market experts
Access to lenders who are willing to look beyond unsatisfied CCJs/defaults
We’ve helped many people suffering from satisfied and unsatisfied CCJs
A huge number of glowing testimonials
Nominated annually for industry awards
We save you time, carrying out the checks on your behalf
Cover all of the UK

CONTACT US

A bad credit score, a default or a CCJ doesn’t have to end your dream of buying a home. If you’d like to learn more about how we can help you get the best deal, whatever your background or situation, please call us today
on 0800 488 0004,
or send us a message and we’ll be back in touch as soon as possible.